Titus 2:11-13

"For the grace of God has appeared, bringing salvation to all men, instructing us to deny ungodliness and worldly desires and to live sensibly, righteously and godly in the present age, looking for the blessed hope and the appearing of the glory of our great God and Savior, Christ Jesus."

Tuesday, June 17, 2008

In Debt to Debt

Do you ever feel like you are in debt to your debt? I never really felt so burdened by it until I became aware of it. But thank goodness we became aware when we did! Last November my husband and I read Dave Ramsey's The Total Money Makeover and immediately recognized that we needed to stop letting debt be a way of life. Since changing our view of debt, we have seen great success in our finances: we have paid off two student loans, an "interest free" credit card, and several medical bills; and we were able to make a large down payment on a new (to us) vehicle when our trusty old car unexpectedly bit the dust! We are still plugging away at paying off the rest of this vehicle as well as two more student loans. At times I feel like it is taking forever to see the kind of progress that I would like to see. But then my husband gently reminds me that it is not going to be easy to become debt-free. Sometimes doing things the right way takes a lot of time and effort, and that is not the kind of mindset that comes naturally to the average American. But we are doing what we can to stay "gazelle intense," as Dave would say, because we are "sick and tired" of living in debt to our debt!


Jody said...

I was sorry to see that you and Travis aren't doing FPU through church. It's a great class. It's more in depth than TMMO and provides great feedback from others as well as motivation.

Angela said...

We actually ordered the FPU kit through FFC and are going through it on our own. It would have been nice to attend class and have that accountability and encouragement from others, but we felt this would be the best approach for us. Glad to hear you're enjoying the class!

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